Fair Credit Reporting Act: A consumer protection law that regulates the disclosure of consumer credit reports by consumer/credit reporting agencies and establishes procedures for correcting mistakes on one's credit record.
Debt Consolidation using a Home Equity Line of Credit Using a home equity line of credit (HELOC) to pay for your debt is a well known approach to solving one's debt problems. Find out what are the exact terms, advantages and disadvantages of a HELOC loan.